Fern Terra Of Owensboro
Fern Terra Of Owensboro is an assisted living community in Owensboro, Kentucky. This location offers assisted living for older adults who need help with daily tasks. It also provides personal care homes for those seeking a different type of support. These services help people live safely while they stay in their own community. Families in the Owensboro area look for these types of homes for many reasons. An older relative may need help with tasks they cannot do alone. They might need extra support to stay safe in a social setting. This community fits seniors who want help but still value their independence. The facility is located in Owensboro, KY. It is easy for local families to visit and stay close to their loved ones. People researching senior living options in Kentucky can contact this location. They can ask about current openings and how the assisted living works. You can also ask about their personal care homes.
Key Takeaways
Fern Terra Of Owensboro provides assisted living services in Owensboro, KY. Call (270) 683-5571.
Owensboro, KY
Contact details
- Address
- 1415 West 1st Street
Owensboro, KY 42301 - Phone
- (270) 683-5571
- Visit website
- fernterrace.com
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Care types: Assisted Living, Memory Care
Trust signals
- Languages: English
Cost of senior care in Owensboro, KY
Assisted living in Owensboro, KY has a median cost of $5,528 per month. Non-medical in-home care runs about $33 per hour (Kentucky median, CareScout 2025), or roughly $5,280 per month for full-time help.
| Care type | Typical cost | Notes |
|---|---|---|
| Non-medical in-home care | $33/hour | ~$5,280/mo full-time |
| Assisted living | $5,528/month | private one-bedroom |
| Nursing home | $11,254/month | ~$135,048/yr, private room |
Source: CareScout Cost of Care Survey (2025).
Frequently Asked Questions
Does Fern Terra Of Owensboro accept Medicaid?
Fern Terra Of Owensboro has not confirmed Medicaid acceptance on this listing. Contact the provider directly to confirm current coverage and eligibility.
Does Fern Terra Of Owensboro accept Medicare?
Medicare generally does not cover custodial care or room and board in assisted living. However, Medicare Part B may cover qualifying outpatient therapies or medical services received while living there. Contact Fern Terra Of Owensboro directly to confirm accepted coverage and payment options.
Where is Fern Terra Of Owensboro located?
Fern Terra Of Owensboro is located at 1415 West 1st Street, Owensboro, KY 42301.
How do I contact Fern Terra Of Owensboro?
You can reach Fern Terra Of Owensboro by phone at (270) 683-5571.
How much does assisted living cost in Owensboro, KY?
Assisted living in Owensboro, KY has a median cost of $5,528 per month (CareScout 2025). Actual prices vary by community, room type, and level of care.
How much does in-home care cost in Owensboro, KY?
Non-medical in-home care in Owensboro, KY runs about $33 per hour (Kentucky median, CareScout 2025). Full-time care (about 160 hours a month) works out to roughly $5,280 per month.
Does Medicaid help pay for senior care in Kentucky?
Yes. Kentucky's Medicaid program offers waivers that can help cover home care and, in some cases, assisted living for residents who meet income and care-need rules. Eligibility and covered services vary, so confirm the details with the state program.
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Write a ReviewNearby Providers
- Caresouth Hha Holdings of Winchester, LLC Dba Enhabit Home Health
- Amedisys Home Health
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How we research and verify this information
Our team compiles this listing from public records and provider data, and reviews it against authoritative sources. Read our editorial standards and research methodology.
- Cost of Care Survey (2025)Publisher: CareScout. Supports: General senior-care planning information.. Last checked: 2026-08-15.
- Skilled nursing facility coveragePublisher: Medicare.gov. Supports: General senior-care planning information.. Last checked: 2026-08-15.
- Medicaid coverage and eligibilityPublisher: Medicaid.gov. Supports: General senior-care planning information.. Last checked: 2026-07-10.
- Long-term-care guidance for familiesPublisher: National Institute on Aging. Supports: General senior-care planning information.. Last checked: 2026-07-10.
- VA pension rates (Aid & Attendance)Publisher: U.S. Department of Veterans Affairs. Supports: General senior-care planning information.. Last checked: 2026-08-15.