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Arkansas

Arkansas Medicaid Application Guide: Complete Forms & Process

Arkansas Medicaid · DCO-151, DCO-152

Content verified 2026-07-17T00:00:00.000Z

Medicaid Asset Protection & Spend-Down MilestonesGoverned Protocol
160-Month Lookback Guard

All asset transfers and gifts within 5 years are audited under state lookback statutes.

2Exempt vs. Countable Assets

Primary home equity, one vehicle, and personal effects remain protected under community spouse allowances.

3Miller Trust / QIT Path

Excess income in income-cap states is redirected into a Qualified Income Trust to preserve qualification.

Program overview

Arkansas Medicaid provides healthcare coverage to eligible low-income individuals, including those with disabilities, through the state's Department of Human Services (DHS). The program offers comprehensive medical services and is administered as part of Arkansas's commitment to ensuring healthcare access for vulnerable populations across the state.

Adults under age 65 are eligible for Medicaid with household income up to 138% of the poverty level, while infants under one are eligible if their household income is up to 201% of poverty. Eligibility is checked using information from electronic databases including the Internal Revenue Service (IRS), Social Security, and the Department of Homeland Security. The state also offers specialized programs like ARKids First for children and the Arkansas Works Program for working adults.

Arkansas Medicaid covers nursing home care for individuals who meet both medical needs and financial criteria through Long Term Services and Supports (LTSS). The program provides essential medical services including doctor visits, hospital care, prescription medications, preventive care, and specialized services. Coverage extends to home and community-based services for those who qualify.

Applicants should be prepared for a thorough eligibility review process and understand that Medicaid applications typically take 3 to 6 months to process, unless a disability determination needs to be made. Help is available by calling 1-855-372-1084, and applications can be submitted online through Access Arkansas, by mail, or in person at local DHS offices statewide.

Main application form

Application for Health Coverage - Single Adults (DCO-151) or Household Health Coverage Application (DCO-152)

Form DCO-151, DCO-152

Additional forms

  • Additional Household Member · DCO-152C

    Required for each additional household member beyond the first two

  • Consent for Authorized Representative · DCO-153

    Required if someone else is helping complete the application

Where to submit

Most applications (DCO-151 & DCO-152) must be mailed to Jefferson County DHS office at P.O. Box 8848, or faxed to 1-870-534-3421, or submitted to your local DHS office.

Read guide

Arkansas Medicaid provides essential healthcare coverage for eligible residents through the Department of Human Services. Adults under 65 qualify with income up to 138% of the federal poverty level. You can apply using form DCO-151 for single adults or DCO-152 for households. Required documents include Social Security cards, proof of residency, income verification, and citizenship documentation. Applications can be submitted online at Access Arkansas dot gov, by mail to Jefferson County DHS office, or at local county offices. The review process typically takes three to six months. ARKids First coverage is available for children, and specialized programs serve seniors and disabled individuals. For assistance, call 1-855-372-1084 or visit your local DHS office. Don't delay applying - Arkansas Medicaid coverage can provide the healthcare security your family needs.

Official resources

Related guides

Frequently Asked Questions

How do I apply for Arkansas Medicaid in Arkansas?

To apply for Arkansas Medicaid in Arkansas, complete Application for Health Coverage - Single Adults (DCO-151) or Household Health Coverage Application (DCO-152) (DCO-151, DCO-152), then submit it to Most applications (DCO-151 & DCO-152) must be mailed to Jefferson County DHS office at P.O. Box 8848, or faxed to 1-870-534-3421, or submitted to your local DHS office..

What documents do I need to apply for Arkansas Medicaid in Arkansas?

You typically need to provide: Social Security card or number for all household members, Birth certificate or proof of age, Proof of Arkansas residency (utility bills, lease agreement), Proof of citizenship or immigration status, Pay stubs or wage statements for all working household members, W-2 forms or tax returns from previous year, Bank statements and asset documentation, Insurance policies and health coverage information, Letters showing Social Security, SSI, or Veterans benefits, Child support documentation if applicable, Medical records or disability documentation if applicable, Rent, mortgage, or utility payment verification.

Where do I submit my Arkansas Medicaid application in Arkansas?

Submit your completed Arkansas Medicaid application to Most applications (DCO-151 & DCO-152) must be mailed to Jefferson County DHS office at P.O. Box 8848, or faxed to 1-870-534-3421, or submitted to your local DHS office..

Where can I find official information about Arkansas Medicaid in Arkansas?

Official information and application resources are available at Arkansas Department of Human Services — Apply for Services: https://access.arkansas.gov/

How we research and verify this information

Our team compiles this listing from public records and provider data, and reviews it against authoritative sources. Read our editorial standards and research methodology.

Editorial review by John Richie, Senior Care Research Editor.

The Care Decision Podcast · Episode 2 & Printable Cost Checklists

Real Care Cost Breakdown: Audio Guide & Printable Tour Checklists

Base rent is rarely the final monthly invoice. Stream Episode 2 (19 min) or click either reference card below to zoom, save, or print our tour pricing checklist and 3-bucket invoice funding blueprint.

The Care Decision podcast cover art

Episode 02 · 19:21 · Hosted by Maya & Daniel

What Does Memory Care Actually Cost?

Assisted living base rent ($5,900–$6,250/mo) vs. memory care ($6,500–$8,500+/mo), level-of-care add-ons, and tour questions.

Tour Pricing Checklist · Ep 2 Assisted Living vs. Memory Care Cost Breakdown (Ep 2)
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Funding Stack Blueprint · Ep 3 The 3-Bucket Invoice Split ($6,200/mo Gap · Ep 3)
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📝 Open Interactive 5-Question Facility Tour Worksheet & 24-Month Calculator (Printable) Expand ↓
Interactive Facility Tour Scorecard

5-Question Tour Worksheet & 24-Month Survival Calculator

Fill in the numbers quoted during your tour to calculate the 2-year total at the next care tier up, then print a 1-page scorecard.

Day-1 Monthly (Base + Meds)

$7,140/mo

Year-2 Monthly (Next Tier Up)

$8,390/mo

24-Month Total at Next Tier Up

$199,774

🧮 Open Interactive 3-Bucket Monthly Gap & Six-Doors Benefit Calculator (Ep 3 · Printable) Expand ↓
Interactive 3-Bucket Funding Stack · Ep 3

3-Bucket Monthly Gap & Six-Doors Benefit Stacker

Split the community quote into Room & Board (Bucket 1) and Personal Care/ADLs (Bucket 2) to see how Social Security, VA Aid & Attendance, LTC insurance, and state Medicaid HCBS waivers reduce your net monthly gap.

Net Monthly Family Gap (After Benefits)

$4,129/mo

Total Invoice: $6,200/mo · Covered: $2,071/mo

90-Day Elimination / Approval Bridge

$12,387

Home Care + Adult Day pacing ($3,120/mo) saves $9,240 over 90d

24-Month Net Family Out-of-Pocket

$99,096

Bucket 3 Clinical & Part D ($2,400 Rx cap) stays on Medicare

Card 1 / 1

Printable Family Reference Card

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