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How to Apply for MassHealth (Massachusetts Medicaid) in 2026

MassHealth (Massachusetts Medicaid) · ACA-3

Content verified 2026-07-17T00:00:00.000Z

Program overview

MassHealth is Massachusetts' Medicaid program that provides free or low-cost health coverage to eligible individuals and families. The program combines Medicaid and the Children's Health Insurance Program (CHIP) into one comprehensive system that serves residents with limited income and resources. MassHealth covers essential medical services including doctor visits, prescription drugs, hospital stays, mental health services, and long-term care.

To qualify for MassHealth, you must be a Massachusetts resident and meet specific income requirements based on your household size. Children under age 1 may qualify with family income up to 200% of the Federal Poverty Level, while children ages 1-18 can qualify with income up to 300% of FPL. Pregnant women may be eligible with income up to 200% of FPL, and adults including parents and caregivers may qualify with income up to 138% of FPL. The program also serves seniors aged 65 and older and individuals who need long-term care services regardless of age.

MassHealth provides comprehensive coverage including preventive care, emergency services, prescription medications, behavioral health services, dental care, and specialized services for chronic conditions. For seniors and individuals requiring long-term care, the program offers both institutional care in nursing facilities and home- and community-based services through waiver programs to help people remain in their homes when possible.

When applying, gather all required documentation beforehand and be prepared to report any changes in income, household composition, or other circumstances within 10 days. The application process can be completed online, by phone, mail, or in person. For complex situations involving assets, long-term care needs, or estate planning considerations, consulting with a qualified elder law attorney familiar with Massachusetts Medicaid rules is recommended to ensure proper application and asset protection strategies.

Main application form

Massachusetts Application for Health and Dental Coverage and Help Paying Costs

Form ACA-3

Additional forms

  • Application for Health Coverage for Seniors and People Needing Long-Term-Care Services · SACA-2

    For individuals aged 65 or older and people of any age who need long-term care services

  • Massachusetts Application for Health and Dental Coverage and Help Paying Costs—Additional Persons · ACA-3-AP

    For households with more than 4 people applying

Where to submit

Mail completed application and documents to MassHealth Enrollment Center Central Processing Unit, P.O. Box 4405, Taunton, MA 02780, or fax to (857) 323-8300.

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Need health coverage in Massachusetts? MassHealth, the state's Medicaid program, provides free or low-cost healthcare to eligible residents. Children, pregnant women, adults, and seniors may qualify based on income limits that vary by category. You can apply online at mass.gov, by calling 800-841-2900, or by mail using form ACA-3. Gather documents like Social Security numbers, proof of income, residency verification, and citizenship status before applying. For seniors or those needing long-term care, use the special SACA-2 application instead. The program covers doctor visits, prescriptions, hospital stays, dental care, and long-term care services. Don't wait - apply today to get the healthcare coverage you need.

Official resources

Related guides

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Frequently asked questions

How do I apply for MassHealth (Massachusetts Medicaid) in Massachusetts?

To apply for MassHealth (Massachusetts Medicaid) in Massachusetts, complete Massachusetts Application for Health and Dental Coverage and Help Paying Costs (ACA-3), then submit it to Mail completed application and documents to MassHealth Enrollment Center Central Processing Unit, P.O. Box 4405, Taunton, MA 02780, or fax to (857) 323-8300..

What documents do I need to apply for MassHealth (Massachusetts Medicaid) in Massachusetts?

You typically need to provide: Social Security numbers for all household members applying, Proof of identity (driver's license, passport, or birth certificate), Proof of citizenship or immigration status, Proof of Massachusetts residency (utility bill, lease, or mail), Recent pay stubs or employment verification letters, Most recent federal income tax return, Social Security benefit award letters or statements, Bank statements and financial account information, Health insurance cards or coverage information, Proof of any disability (medical documentation if applicable), Mortgage or rent payment records, Documentation of other income sources (pensions, unemployment, etc.).

Where do I submit my MassHealth (Massachusetts Medicaid) application in Massachusetts?

Submit your completed MassHealth (Massachusetts Medicaid) application to Mail completed application and documents to MassHealth Enrollment Center Central Processing Unit, P.O. Box 4405, Taunton, MA 02780, or fax to (857) 323-8300..

How we research and verify this information

Our team compiles this listing from public records and provider data, and reviews it against authoritative sources. Read our editorial standards and research methodology.