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New Mexico

How to Apply for New Mexico Medicaid: Complete Application Guide

New Mexico Medicaid · HSD-100

Content verified 2026-07-17T17:43:58.680Z

Medicaid Asset Protection & Spend-Down MilestonesGoverned Protocol
160-Month Lookback Guard

All asset transfers and gifts within 5 years are audited under state lookback statutes.

2Exempt vs. Countable Assets

Primary home equity, one vehicle, and personal effects remain protected under community spouse allowances.

3Miller Trust / QIT Path

Excess income in income-cap states is redirected into a Qualified Income Trust to preserve qualification.

Program overview

New Mexico Medicaid, administered through the state's Centennial Care program, provides comprehensive health coverage for eligible residents including medical, dental, behavioral health, and long-term care services. The program serves over 800,000 New Mexicans and is managed through four health plans: Blue Cross Blue Shield, Molina Health Care, Presbyterian Health Care, and UnitedHealthcare Community Plan.

To qualify for New Mexico Medicaid, adults under 65 can have household incomes up to 138% of the federal poverty level thanks to Medicaid expansion. Pregnant women qualify with incomes up to 255% of poverty, while children aged 0-5 can qualify with household incomes up to 305% of poverty and children aged 6-18 with incomes up to 245% of poverty. Seniors 65 and older, individuals who are blind, or those with disabilities may also qualify with both income and asset limits.

The program covers essential medical services, prescription drugs, hospital care, preventive care, mental health and substance abuse treatment, and long-term care services including nursing home care and home and community-based waiver services. Native American members have additional options including traditional healing practices and the choice to remain in fee-for-service rather than selecting a managed care organization.

When applying, gather all required documentation including citizenship verification, Social Security cards, income proof, and asset information. Applications are processed within 30-45 days, and you'll receive notification about your eligibility status and managed care plan selection. Contact the Consolidated Customer Service Center at 1-800-283-4465 with questions about your application or benefits.

Main application form

New Mexico Streamlined Application for Assistance

Form HSD-100

Additional forms

  • Information Sheet for Application for Medical Assistance · MAD-100

    Additional medical assistance application information sheet

Where to submit

Submit applications online at YES.NM.GOV or mail to Central ASPEN Scanning Area, PO Box 830, Bernalillo, NM 87004. You can also visit a New Mexico Health Care Authority field office for in-person assistance.

Read guide

New Mexico Medicaid, known as Centennial Care, provides health coverage for over 800,000 residents. Adults under 65 can qualify with incomes up to 138% of poverty, while pregnant women qualify up to 255% of poverty. Children have even higher income limits. The program covers medical care, prescriptions, mental health services, and long-term care. Apply online at YES.NM.GOV using form HSD-100, the New Mexico Streamlined Application for Assistance. You'll need citizenship documents, Social Security cards, income proof, and asset information. Applications take 30-45 days to process. Native Americans have additional options including traditional healing coverage. Call 1-800-283-4465 for help with your application.

Official resources

Related guides

Frequently Asked Questions

How do I apply for New Mexico Medicaid in New Mexico?

To apply for New Mexico Medicaid in New Mexico, complete New Mexico Streamlined Application for Assistance (HSD-100), then submit it to Submit applications online at YES.NM.GOV or mail to Central ASPEN Scanning Area, PO Box 830, Bernalillo, NM 87004. You can also visit a New Mexico Health Care Authority field office for in-person assistance..

What documents do I need to apply for New Mexico Medicaid in New Mexico?

You typically need to provide: Birth certificate or citizenship documentation, Social Security card or letter from SSA, Photo identification (driver's license or state ID), Income verification (pay stubs, employer letter, tax returns), Bank statements and asset documentation, Medical records or disability documentation (if applicable), Immigration status documentation (if applicable), Marriage certificate or divorce papers (if applicable), Utility bills or address verification documents, Insurance policy information, Student enrollment verification (if applicable), Trust or legal document copies (if applicable).

Where do I submit my New Mexico Medicaid application in New Mexico?

Submit your completed New Mexico Medicaid application to Submit applications online at YES.NM.GOV or mail to Central ASPEN Scanning Area, PO Box 830, Bernalillo, NM 87004. You can also visit a New Mexico Health Care Authority field office for in-person assistance..

Where can I find official information about New Mexico Medicaid in New Mexico?

Official information and application resources are available at New Mexico Benefits Portal (YES.NM.GOV): https://yes.nm.gov

How we research and verify this information

Our team compiles this listing from public records and provider data, and reviews it against authoritative sources. Read our editorial standards and research methodology.

Editorial review by John Richie, Senior Care Research Editor.

The Care Decision Podcast · Episode 2 & Printable Cost Checklists

Real Care Cost Breakdown: Audio Guide & Printable Tour Checklists

Base rent is rarely the final monthly invoice. Stream Episode 2 (19 min) or click either reference card below to zoom, save, or print our tour pricing checklist and 3-bucket invoice funding blueprint.

The Care Decision podcast cover art

Episode 02 · 19:21 · Hosted by Maya & Daniel

What Does Memory Care Actually Cost?

Assisted living base rent ($5,900–$6,250/mo) vs. memory care ($6,500–$8,500+/mo), level-of-care add-ons, and tour questions.

Tour Pricing Checklist · Ep 2 Assisted Living vs. Memory Care Cost Breakdown (Ep 2)
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Funding Stack Blueprint · Ep 3 The 3-Bucket Invoice Split ($6,200/mo Gap · Ep 3)
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📝 Open Interactive 5-Question Facility Tour Worksheet & 24-Month Calculator (Printable) Expand ↓
Interactive Facility Tour Scorecard

5-Question Tour Worksheet & 24-Month Survival Calculator

Fill in the numbers quoted during your tour to calculate the 2-year total at the next care tier up, then print a 1-page scorecard.

Day-1 Monthly (Base + Meds)

$7,140/mo

Year-2 Monthly (Next Tier Up)

$8,390/mo

24-Month Total at Next Tier Up

$199,774

🧮 Open Interactive 3-Bucket Monthly Gap & Six-Doors Benefit Calculator (Ep 3 · Printable) Expand ↓
Interactive 3-Bucket Funding Stack · Ep 3

3-Bucket Monthly Gap & Six-Doors Benefit Stacker

Split the community quote into Room & Board (Bucket 1) and Personal Care/ADLs (Bucket 2) to see how Social Security, VA Aid & Attendance, LTC insurance, and state Medicaid HCBS waivers reduce your net monthly gap.

Net Monthly Family Gap (After Benefits)

$4,129/mo

Total Invoice: $6,200/mo · Covered: $2,071/mo

90-Day Elimination / Approval Bridge

$12,387

Home Care + Adult Day pacing ($3,120/mo) saves $9,240 over 90d

24-Month Net Family Out-of-Pocket

$99,096

Bucket 3 Clinical & Part D ($2,400 Rx cap) stays on Medicare

Card 1 / 1

Printable Family Reference Card

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